<strong data-start="1180" data-end="1228">Index funds and exchange-traded funds (ETFs) offer low-cost exposure to broad markets or specific sectors, making them ideal for passive investors. They track indices like the S&P 500 or Nifty 50, <span style="font-family: Arial; font-size: 10pt;">Investment ideas </span> offering built-in diversification without the need to pick individual stocks. Another increasingly popular avenue is <strong data-start="1498" data-end="1523">real estate investing, which can provide both capital appreciation and rental income. Investors can choose to buy residential or commercial property directly or invest through Real Estate Investment Trusts (REITs), which offer liquidity and access to large-scale real estate portfolios without the hassle of property management.